2009-10 HEALTH INSURANCE BROCHURE
H1N1 INFORMATION IS LOCATED HERE. ALSO, THE FOLLOWING UPDATES SHOULD BE NOTED:
HUHS Appointment Information
Before you come to HUHS...
Call your HUHS PCP to make an appointment if you do not need to be seen emergently. This will save you time once you arrive at HUHS. Phone numbers are available on-line at: http://huhs.harvard.edu/AboutUs/ContactUs.aspx
Bring your insurance card with you if you waived the Harvard student health plan.
Call or go on-line to cancel your appointment if you know you will not be able to make it. This will help you avoid having to pay a "no-show" fee: http://huhs.harvard.edu/OurCliniciansAndTeams/SchedulingAppointments.aspx
Insurance Information
Waiving Student Health Insurance
The online waiver for the spring term will be available December 1. Students who have other health insurance coverage must waive the HUSHP Supplemental coverage by February 28 at: http://huhs.harvard.edu/Insurance/Students/WaivingHealthInsuranceCoverage.aspx
Important Reminders for Graduating Students
The Harvard Student Health Plan expires on January 21, 2010 for the fall term. Take steps now to secure health insurance to cover you at that time. Information and resources for graduating students is available at: http://huhs.harvard.edu/Insurance/Students/InsuranceOptionsForGraduatingStudents.aspx
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Health Insurance Overview and Frequently Asked Questions
The required Student Health Fee for a single student for the 2009-2010 academic year is $1,126 U.S., and the required Student Blue Cross Blue Shield Plan insurance premium for a single student is $1,714. Each student must pay this premium in addition to the Health Service Fee unless he or she files a waiver form with the Student Health Insurance Office demonstrating "comparable coverage." Waivers must be filled out on-line no later than September 30 for the fall term or by February 28 for the spring term. Students may apply to waive coverage for the entire academic year year (in the fall) or apply each term to waive coverage for that term only. Please go to the Harvard University Health Services waiver on-line site to find the on-line waiver form. It is the student's responsibility to make sure the waiver has been received and recorded by the deadline.
Foreign students are not eligible to waive the Blue Cross/Blue Shield coverage, unless they have comparable U.S.-based coverage. Please note that students who want family coverage must sign special applications in the Insurance Office, University Health Services, 75 Mount Auburn Street, Cambridge, Massachusetts 02138, USA.
Health service and insurance fees for families for the 2008-2009 academic year:
Please see the UHS web site for the combined rates.Frequently Asked Questions
Q. I'm a returning student. Are there any changes to the Harvard University Student Health Plan since last year?
A. Yes, please go to the UHS web site to read about the changes.
Q: When will my coverage start and end?
A: Fall term coverage begins August 1st and extends through the end of January. For the spring term, coverage begins February 1st and ends July 31st.
Q: What if I am a November, March, or June graduate?
A: For November and March graduates, your coverage begins August 1st and extends through to the end of January. For June graduates, coverage ends on July 31st.
Q: What should I do if I want to extend my coverage after graduation?
A: Graduating students should examine the UHS web site for specifics on options post-graduation.
Q: What happens when I take a leave of absence?
A: The date you go on leave WILL AFFECT YOUR STUDENT HEALTH INSURANCE through Harvard. For details, review the Leave of Absence policy at http://huhs.harvard.edu/Insurance/Students/PoliciesAndForms/StudentsOnALeaveOfAbsence/LeaveOfAbsencePolicy.aspx
or contact the Student Health Insurance Office, Member Services, at 617-495-2008 (mservices@huhs.harvard.edu).
Q: Where should I go to find out more about Blue Cross/Blue Shield and Harvard University Health Services?
A: The Harvard University Health Services web site provides useful information about coverage, eligibility, enrollment, mental health benefits, costs, and waivers. You may also speak with a Member Services representative at the reception desk on the first floor of University Health Services located on the Mt. Auburn Street end of Holyoke Center.
Q. What if I miss a scheduled appointment at UHS?
A. You will have to pay a $10 fee if you miss an appointment or do not cancel one within 24 hours of the appointment time.